Privacy Policy
Privacy Statement
This Privacy Statement explains how W.C. Specialty Risk, Inc. DBA W+C Specialty, DBA W+C Insurance Solutions uses the personal information that we collect or that you otherwise provide when you communicate with us or use our services:
- Online through our websites, including but not limited to http://www.wcspecialty.com (the “Sites”), and our social media pages which are available from the Sites (“Social Media Pages”) (collectively, the Sites, Portals, and Social Media Pages are referred to as “W+C Online Services”); and
- From other sources such as your application(s), contracts or other agreement(s) with W+C Specialty, claim forms and related or supporting documentation, written or oral communications with W+C Specialty or third parties involved in our business with you.
This Privacy Statement informs you of your rights with respect to your personal information that W+C collects, uses, and discloses.
By using any of the W+C Specialty Services or by providing your personal information, you accept the policies and practices stated in this Privacy Statement. Any reference in this Privacy Statement to the term “we”, “us” or “our” shall mean W+C Specialty.
When and how does W+C Specialty collect your personal information?
In general, we may collect personal information about you, directly and indirectly, depending on your relationship with us -- whether as an individual client, agent, broker, a policyholder, claimant, employee of our corporate and association clients, family member of any such person, or other person who we employ or with whom we do business.
Specifically, we may collect your personal information from the following sources:
- You or your family member orally or in paper and/or online applications or other documents for insurance, employment, or other services.
- Third parties, such as insurance companies, brokers or agents, medical professionals, financial institutions, motor vehicle and driver licensing authorities, and sources of publicly available information.
- Affiliates, subsidiaries, insurers, intermediaries, third party providers, and others in connection with providing or responding to a request for services.
- Consumer or credit reporting agencies.
When and how does W+C collect your personal information?
In general, we may collect personal information about you, directly and indirectly, depending on your relationship with us -- whether as an individual client, agent, broker, a policyholder, claimant, employee of our corporate and association clients, family member of any such person, or other person who we employ or with whom we do business.
Specifically, we may collect your personal information from the following sources:
- You or your family member orally or in paper and/or online applications or other documents for insurance, employment, or other services.
- Third parties, such as insurance companies, brokers or agents, medical professionals, financial institutions, motor vehicle and driver licensing authorities, and sources of publicly available information.
- Affiliates, subsidiaries, insurers, intermediaries, third party providers, and others in connection with providing or responding to a request for services.
- Consumer or credit reporting agencies.
What personal information does W+C Specialty collect?
In general, we may collect personal information about you, directly and indirectly, depending on your relationship with us -- whether as an individual client, agent, broker, a policyholder, claimant, employee of our corporate and association clients, family member of any such person, or other person who we employ or with whom we do business.
Specifically, we may collect your personal information from the following sources:
- Online through our websites, including but not limited to http://www.wcspecialty.com (the “Sites”), any portal made available by us (the “Portals”), and our social media pages which are available from the Sites (“Social Media Pages”) (collectively, the Sites, Portals, and Social Media Pages are referred to as “W+C Online Services”); and
Terms and Conditions
Website Terms of Use
The information contained on this website is provided by W.C. Specialty Risk, Inc. and is for general information purposes only. While we strive to keep the information up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, suitability, reliability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is solely at your own risk.
We provide this website for use only by persons located in the United States. We make no claims that the website or any of its content is appropriate outside of the United States. Access to the website may not be legal by certain persons in certain countries. If you access the website from outside the United States, you do so at your own risk and are responsible for compliance with local laws.
Through this website you may be able to link to other websites that are not under the control of W+C Specialty. We have no control over the content, nature or availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
We strive to keep this website operating effectively. However, W+C Specialty takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Compensation Disclosure
As a wholesale insurance broker, W+C provides brokerage, underwriting and other services to retail agents and brokers and generally does not solicit insurance directly from the public. W+C is compensated in a variety of ways, primarily in the form of commissions paid by carriers and/or fees paid by clients.
W+C may also receive other forms of compensation from carriers or MGA’s/MGU's such as employee training and development, fees, contingent income, and supplemental commissions. Contingent or supplemental commissions can be based on profitability, premium volume and/or growth with a carrier.